Category: Insurance

If I chew tobacco can I still be eligible for 50 life insurance?

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We all know that smoking and chewing tobacco represent dangerous habits for your organism. You insert in your body dangerous chemical substances that in time can have grave consequences. You will have more chances of developing lung cancers, heart diseases and many other related sicknesses. It will also affect your chances of getting insurance for over 50. In these times of economical instability, it is always better to have insurance. But you can find companies

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Life Insurance and Hepatitis

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Being diagnosed with hepatitis is terrible news for any senior. This disorder is only extending the long list of health issues that old people are experiencing. It is true that for many age related problems we have proper treatments and effective surgeries to cure them, but someone has to pay the bill. It is always better to purchase over 50s life insurance as soon as possible. You will save more money that will help you

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3 Steps to Follow When Choosing the No Exam Life Insurance For People Over 50

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Getting life insurance is not a problem anymore for people who are suffering from a terminal illness! If you are having a pre-existing medical condition and your health is not good, you can apply for a no exam life insurance policy. This policy lets you skip the medical examination process which is required when applying for a traditional plan. Instead, you have to answer a simple questionnaire. No exam life insurance is very useful for

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Do you need help in finding the best funeral insurance?

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We know how hard it is to accept that our demise is an inevitable fact, especially when we are old. But it is even harder to prepare for our own demise. Our reason and self-preservation instinct are natural obstacles and we usually avoid thinking too much about this topic. But after a particular age, we cannot hide that and we must face our demons. The biggest concern now is how to find the best services

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Why people over 50 must learn to live healthy?

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Life is an invaluable gift and we must treasure and guard it by all means necessary. But as we advance in age, this thing becomes more and more difficult. After the age of 50 years old, we begin to pass though critical moments, when our health can be ruined instantly, if we do not know how to properly take care of our bodies. Senior citizens must be concerned by these aspects and must learn how

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What is an accelerated death benefit?

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One of our worst fears is developing or contracting a fatal disease. Being diagnosed with a terminal illness is a major problem for anyone of us. It is hard to prepare your relatives and friends for the moment when you will be no longer amongst them. And it is harder to prepare yourself for the last days. You will need money to pay for the ever growing number of drugs necessary to ease your pain.

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Does smoking tobacco affects the insurance premium rates?

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Smoking is one of our little guilty pleasures and we usually do not feel ashamed about it. It is something that relaxes us and goes well with a coffee, just after we have arrived from work. But no matter how hard we try to prove the contrary, smoking is extremely harmful to us and those around us. It is a major source for many diseases and can have devastating consequences on a long term. But

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Why is life insurance over 50 beneficial if your children are grown?

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Seniors think with great concern about the future of their families and especially their children. This is a sign of maturity and responsibility. Every one of us should be prepared and have enough money saved for emergencies. But if you are old enough and your children are grown, with already established families and capable of sustaining themselves, than your worries are a bit alleviated. This means that you should not worry too much about how

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Is term life Insurance the most affordable policy for people over 50?

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As they grow older, people realize that they need some sort of financial safeguard, capable of protecting both themselves and the members of the family. Reaching the age of 50 years is a critical moment of life, when someone must realize that he or she is a strong pillar for the family and it must act accordingly. Parents should think more about extending protection to their children and spouse. A life insurance for over 50

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How much are your life insurance premiums affected by your health condition?

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As you should already know, the price for your premiums is dictated by many factors: age, health, environment, bad habits, amount of coverage, policy cost. It is an intricate mechanism and although on the surface they can look simple and easy to understand, life insurances are fully understood only by the ones working in this domain. We stated before that health is a determinant factor that decides how much you will have to pay. Knowing

Posted in Health and Fitness, Insurance

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