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Does smoking tobacco affects the insurance premium rates?

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Smoking is one of our little guilty pleasures and we usually do not feel ashamed about it. It is something that relaxes us and goes well with a coffee, just after we have arrived from work. But no matter how hard we try to prove the contrary, smoking is extremely harmful to us and those around us. It is a major source for many diseases and can have devastating consequences on a long term. But

Posted in Health and Fitness, Insurance

Why is life insurance over 50 beneficial if your children are grown?

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Seniors think with great concern about the future of their families and especially their children. This is a sign of maturity and responsibility. Every one of us should be prepared and have enough money saved for emergencies. But if you are old enough and your children are grown, with already established families and capable of sustaining themselves, than your worries are a bit alleviated. This means that you should not worry too much about how

Posted in Insurance

Is term life Insurance the most affordable policy for people over 50?

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As they grow older, people realize that they need some sort of financial safeguard, capable of protecting both themselves and the members of the family. Reaching the age of 50 years is a critical moment of life, when someone must realize that he or she is a strong pillar for the family and it must act accordingly. Parents should think more about extending protection to their children and spouse. A life insurance for over 50

Posted in Insurance

How much are your life insurance premiums affected by your health condition?

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As you should already know, the price for your premiums is dictated by many factors: age, health, environment, bad habits, amount of coverage, policy cost. It is an intricate mechanism and although on the surface they can look simple and easy to understand, life insurances are fully understood only by the ones working in this domain. We stated before that health is a determinant factor that decides how much you will have to pay. Knowing

Posted in Health and Fitness, Insurance

3 Tips on Qualifying for Cheap over 50 life insurance!

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We already know that seniors that want to obtain life insurance for over 50 must fulfill a series of compulsory requirements. If they fail to complete them, they will not be eligible for purchasing a life insurance. We want to help you in your quest and we present some tips that you should follow: – Maintain a healthy lifestyle. Insurance companies are considering your current health status as the main decisive factor when they calculate

Posted in Health and Fitness, Insurance

What causes indigestion and how can you treat it?

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Almost all people have indigestion due to the excess of stomach acid that can flow out into the esophagus. As a result, people can feel cramps and discomfort in the upper abdomen. Pregnant women often suffer from indigestion because the uterus presses on the tube as the child grows. Overweight people are also prone because of the excessive additional pressure exerted on the digestive tube. A healthy diet, rich in fibers and proteins, relaxation before

Posted in Health and Fitness, Self Improvement

Tips for preventing hypothermia

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Extreme cooling of the body caused by exposure to cold, either from outdoors or in your own house is dangerous and, often, can be fatal. Hypothermia, whose signs are chills, shivers, drowsiness and a slowed heart rate, occurs more frequently in elderly people who live alone in poorly heated homes and newborns that are kept overnight in a cold room. Premature born babies and the sick ones are most susceptible to hypothermia. Symptoms include prominent

Posted in Health and Fitness, Self Improvement

How to become broke!

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As the saying goes, we learn from our mistakes, or at least we should. This is a step by step guide that will guide you through the mistakes of ruining your finances. If you want to become bankrupt, this is for you! If you do not want to spend your remaining days in a homeless shelter, read on to find out what are the most common financial mistakes that people make. Spend, spend, and spend!

Posted in Finance

Why people suffering from obesity have to purchase a life insurance?

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Obesity is the most common nutritional disease in modern Western world. Its incidence has significantly tripled in last 20 years and is still continuously increasing. The number of obese children has increased up to 23% and some of them develop type II diabetes, which usually occurs only in adults. A healthy weight can be achieved through intense physical activity and exercises and by reducing the energy intake especially the one provided by fats. Obesity can

Posted in Health and Fitness, Insurance

Prostate cancer and its dangers – The importance of buying a life insurance!

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With age, a man’s prostate can grow in size and without being something abnormal but sometimes it happens that it blocks the flow of urine. Prostate cancer is the most common malignant disease occurring in men and is an important cause of mortality. However, if it is detected in its early stages, it can be treated effectively. Prostate cancer is becoming more and more a health issue in men’s life. Although rarely occurs in men

Posted in Cancer, Health and Fitness

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